An unsecured loan and a personal loan are the same thing, but providers use the different names to describe the same product.
To apply for an unsecured loan you do not have to be a home owner and the loan is not secured against any of your assets. Instead, an unsecured (or personal) loan provider will base their decision on granting you an unsecured loan by using your personal credit history. This is verified by a credit check to determine your credit rating.
However, an unsecured loan usually comes with a higher interest rate because the lender is taking a bigger risk. This risk factor also means that your finances have to be in fairly good order to qualify for the loan in the first place.
The Home Loan Shop does not provide unsecured loans. However if you interested in obtaining a quotation for a secured loan with no search fees, no credit checks, and no obligation we can help. Get a quote.